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Interest rates and repayment amounts are supplied by the provider based on a $10,000 loan over a 5 year term.

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NZCU South
Motor Vehicle loans available from 9.95% p.a
Get your preapproved loan before you go car shopping. NZCU South offer Motor Vehicle loans from 9.95% p.a. Apply online today
Interest rate
9.95% p.a.
Minimum loan amount
$5,000
Monthly repayment
$212.22
Product disclaimer
Loans rates from 9.95% p.a. Important terms and conditions, including lending criteria, fees and charges apply.  Minimum loan value $5,000 for the 9.95% p.a. rate. Other rates available for loans $1,000 - $4,999.  Finance provided by Credit Union South, trading as NZCU South.
Lending Crowd
Finance the vehicle you’re after without the hassle 100% online
Use Lending Crowd to buy passenger vehicles, trucks, trailers, motorbikes, caravans, motorhomes ... anything with wheels, whether privately or through a motor trader!
Interest rate
From 6.89% p.a. up to 18.96% p.a.
Minimum loan amount
$2,000
Monthly repayment
$211.60
Product disclaimer
Terms, conditions and normal credit criteria apply. A platform fee minimum of $250 to a maximum of $1,450 will apply based on loans of $2,000 to a maximum of $200,000.
NZCU Baywide
Is it time for a new vehicle?
Is it time for an upgrade? Apply now for NZCU Baywide’s secured vehicle loan from just 9.90% p.a.*
Interest rate
9.90% p.a
Minimum loan amount
$2,000
Monthly repayment
$211.98
Product disclaimer
*Variable interest rate. Terms and conditions and normal lending criteria apply. A $250 approval fee and other fees apply. Comparison rate and monthly repayment amount are calculated based on a $10,000 loan amount, variable rate over a 5 year loan period at an interest rate of 9.90% p.a. and are indicative only. This calculation is intended as a guide only and is not an offer of finance from NZCU Baywide. All interest rates and fees are subject to change. CANSTAR 5 star rating has been awarded for our orange personal loan rates.
Harmoney
Low rate car loans to get you there faster
  •  Get cash-buyer confidence at the car yard
  •  Fast, easy and 100% online
  •  No hidden or early repayment penalties
With a simple 100% online application process, quick approval & funding, we get you moving.
Interest rate
6.99% p.a. - 29.99% p.a.
Minimum loan amount
$1,000
Monthly repayment
$207.86
Product disclaimer
*Based on a 5 year term. Subject to approval and funding. Harmoney’s interest rates range from 6.99% p.a. to 29.99% p.a. and are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
NZCU Baywide
Is it time for a new vehicle?
Talk to NZCU Baywide before you start looking and you could be shopping with cash. Vehicle loans secured from just 13.90% p.a.*
Interest rate
13.90% p.a.
Minimum loan amount
$2,000
Monthly repayment
$232.22
Product disclaimer
*Variable interest rate. Terms and conditions and normal lending criteria apply. A $250 approval fee and other fees apply. Comparison rate and monthly repayment amount are calculated based on a $10,000 loan amount, variable rate over a 5 year loan period at an interest rate of 13.90% p.a. and are indicative only. This calculation is intended as a guide only and is not an offer of finance from NZCU Baywide. All interest rates and fees are subject to change.
NZCU Baywide
Is it time for a new vehicle?
Maybe you need an upgrade? Talk to NZCU Baywide before you start looking and you could be shopping with cash. Vehicle loan secured from just 17.90% p.a.*
Interest rate
17.90% p.a.
Minimum loan amount
$2,000
Monthly repayment
$253.47
Product disclaimer
*Variable interest rate. Terms and conditions and normal lending criteria apply. A $250 approval fee and other fees apply. Comparison rate and monthly repayment amount are calculated based on a $10,000 loan amount, variable rate over a 5 year loan period at an interest rate of 13.90% p.a. and are indicative only. This calculation is intended as a guide only and is not an offer of finance from NZCU Baywide. All interest rates and fees are subject to change.
Finance Direct
Finance the vehicle you’re after without the hassle
Use Finance Direct to buy passenger vehicles, trucks, trailers, motorbikes, caravans, motorhomes ... anything with wheels, whether privately or through a motor trader!
Interest rate
From 9.95% p.a.
Minimum loan amount
$2,000
Monthly repayment
$227.82
Product disclaimer
Terms, conditions and normal credit criteria apply. Documentation fee minimum of $250 to a maximum of $1,450 will apply based on loans of $2,000 to a maximum of $500,000.

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