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Q Mastercard
HOT OFFER
Credit card
Q Mastercard® $50 credit back on new accounts^
Do what you love to do with Q Mastercard! $50 credit back on new accounts when you apply online, offer ends 31 March 2019. With zero interest, zero payments for 3 months on every purchase* always.
Purchase rate
Min. no interest & no payments for 3 months* (then 25.99% p.a. thereafter)
Balance transfer rate
Not currently offered
Annual fee
$50
Product disclaimer
^Offer valid for all new accounts opened from approved online Q Mastercard applications received from 1 March to 31 March 2019 (“Offer Period”), using the Promo Code ‘SIMPLE50’. Eligible new Q Mastercard customers approved during the Offer Period will receive a $50 credit back on their Q Mastercard account (“Creditback”). To be eligible to receive the Creditback the Q Mastercard account balance must be equal or greater value than the amount of the Creditback. The Creditback will be applied within 60 days to the Q Mastercard account. The Creditback is non-transferable, not negotiable or redeemable for cash. Any Q Mastercard account that has been cancelled or suspended before 31 March 2019 will be ineligible to receive the Creditback. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”). The Promoter reserves the right to amend, suspend or terminate the Creditback offer and these terms and conditions at any time without notice.
*No payments and no interest for three months (“Payment Holiday”) is available on all Purchases everywhere Mastercard is accepted. Annual Account Fee of $50 applies. Q Mastercard Standard Interest Rate, currently 25.99% applies to any outstanding balance at end of Payment Holiday. Q Mastercard lending criteria, fees, terms and conditions apply. See qmastercard.co.nz for full details. Rate and fees are correct as at date of publication, subject to change. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
American Express
HOT OFFER
Frequent flyer card
The American Express Airpoints Platinum Card
Get started with 300 bonus Airpoints DollarsTM when you apply online by 01/04/19, are approved and spend $1,500 on your new Card within the first 3 months.
Purchase rate
19.95% p.a.
Balance transfer rate
Not currently offered
Annual fee
$195
Product disclaimer
Offer only available to new American Express Card Members who apply online by 1 April 2019, are approved and spend $1500 on their new Card in the first 3 months from Card approval date. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 18 month period are ineligible for this offer. 300 bonus Air New Zealand Airpoints Dollars will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
American Express
Frequent flyer card
The American Express Airpoints Card
You'll feel free as a bird with no annual card fee and a 0% p.a. purchase rate for the first six months upon approval.
Purchase rate
0% p.a. for the first 6 months (reverts to 19.95% p.a. thereafter)
Balance transfer rate
Not currently offered
Annual fee
$0
Product disclaimer
Terms and conditions apply.
American Express
Rewards card
The American Express Platinum Edge Card
Your loyalty will be rewarded with loads of membership reward bonus points, with extra points for the supermarket to the petrol station.
Purchase rate
2.99% p.a. for the first 6 months (reverts to 19.95% p.a. thereafter)
Balance transfer rate
Not currently offered
Annual fee
$149
Product disclaimer
Terms and conditions apply.
The Co-operative Bank
Low rate card
The Co-operative Bank Fair Rate Credit Card
The low rate credit card that won’t break the bank and for a limited time a 0% p.a. balance transfer for 6 months. This credit card offers you the same low rate for both purchase and cash advances at just 12.95% p.a.
Purchase rate
12.95% p.a.
Balance transfer rate
0% p.a. for 6 months (reverts to purchase/cash advance interest rate thereafter)
Annual fee
$20
Product disclaimer
Interest rates are variable. Lending criteria apply. For full terms and conditions, please refer to co-operativebank.co.nz.
American Express
Premium card
The American Express Platinum Card
With huge reward bonus points, travel credit and complimentary travel insurance, the American Express® Platinum card is a smart choice.
Purchase rate
0% p.a. (the full closing balance must be paid by the due date each month)
Balance transfer rate
Not currently offered
Annual fee
$1,250
Product disclaimer
Terms and conditions apply.

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