Home loans

Whether you're refinancing, investing or buying a home, we can help you find the right mortgage. See New Zealand's leading home loan offers on the market to help you save money and time today.
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Interest rates and repayment amounts are supplied by the provider based on a $150,000 loan over a 25 year term, or a $200,000 loan over a 25 year term.

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Getting a great rate is just the start!
Switch your existing Home Loan to NZHL & you'll get:
- HOT rate 3.99% p.a. fixed for 2 years
- $1,000 legal contribution
- Dedicated consultant
- A tailored plan & more
Offer ends 27/03/19.
Interest rate
3.99% p.a. for 2 years
Loan to value ratio
Monthly repayment
Product disclaimer
*$1,055 monthly repayment is calculated based on $200,000 loan amount at 3.99% p.a. over a 25 year term. Lending criteria, terms and conditions and fees apply, including $250 application fee. Interest rates are subject to change. Minimum refinance lending $200,000. Your salary or wages must be credited to your NZHL loan account. To be eligible for legal contribution, you must apply to switch your existing home loan to NZHL between 18 March and 27 March, and draw down by 31 May 2019. If the home loan does not remain with NZHL for a minimum of 3 years a clawback may apply on the legal contribution. Excludes business lending and existing NZHL lending.
Resimac Direct
Having trouble getting a home loan?
RESIMAC Direct specialises in helping those dealing with unique financial circumstances.
  •  Market leading fixed rates from 6.55% p.a.
  •  Interest rate discounts available after 12 months of repayments
  •  Award winning non-bank lender
Interest rate
6.55% p.a.
Loan to value ratio
Monthly repayment
Product disclaimer
All interest rates effective from 4 May 2017. Interest rate shown applies to new eligible owner occupied loans at 80% LVR, may differ depending on borrower type and LVR, and is subject to change without notice. Terms and conditions apply to all loan features. For eligible applicants only. Final approval is subject to credit assessment

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