Home loans

Whether you're refinancing, investing or buying a home, we can help you find the right mortgage. See New Zealand's leading home loan offers on the market to help you save money and time today.
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Interest rates and repayment amounts are supplied by the provider based on a $150,000 loan over a 25 year term, or a $200,000 loan over a 25 year term.

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Get a HOT home loan rate & $1,000 legal contribution
Switch your existing Home Loan to NZHL (use Promo Code: REFI) & you'll get:
- HOT rate 4.05% p.a. fixed for 1 year
- $1,000 legal contribution
- Dedicated consultant
- A tailored plan & more
Offer ends 25/01/19.
Interest rate
4.05% p.a. for 1 year
Loan to value ratio
Monthly repayment
Product disclaimer
*$1,061 monthly repayment is calculated based on $200,000 loan amount at 4.05% p.a. over a 25 year term. Lending criteria, terms and conditions and fees apply, including $250 application fee. Interest rates are subject to change. Minimum refinance lending $200,000. Your salary or wages must be credited to your NZHL loan account. To be eligible for legal contribution, you must apply to switch your existing home loan to NZHL between 3 December and 25 January 2019, and drawdown by 28 February 2019. If the home loan does not remain with NZHL for a minimum of 3 years a clawback may apply on the legal contribution. Excludes business lending and existing NZHL lending.

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