Personal Loan Offers

Compare various personal loan offers from various vendors. Choose the best personal loan with low interest rate that suit your needs and save time & money.

Interest rates and repayment amounts are supplied by the provider based on a $10,000 loan over a 5 year term.

9 results found
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Loan Spot
Sponsored
Personal finance for just about anything you need
Get a loan from LoanSpot and go in the draw to win either of a) $1,500 Flight Centre travel gift card or b) 55" flatscreen Smart TV.
Interest rate
From 9.95% p.a.
Minimum loan amount
$3,000
Monthly repayment
$212
Product disclaimer
*Ts and Cs apply. Monthly repayment calculation is based on $10,000 over a 5 year term at an example rate of 9.95% p.a. The actual interest rate charged to you will depend on your personal circumstances, the type of lending required and the security provided. Normal lending criteria, terms, conditions and fees apply, including an establishment fee of $276.
Harmoney
Sponsored
Borrow the smart way with Harmoney
Harmoney is NZ’s first licensed peer-to-peer lending marketplace. Apply when you want, where you want, and without any uncomfortable face-to-face meetings.
Interest rate
From 6.99% p.a.
Minimum loan amount
$2,000
Monthly repayment
$207.86
Product disclaimer
Subject to approval and funding. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
Lending Crowd
Sponsored
Low-interest loan? We’re interested in that!
Whatever dream you’re dreaming, if you need a personal loan the Lending Crowd can help, with a quick and easy online process.
Interest rate
From 6.89% p.a. up to 18.96% p.a.
Minimum loan amount
$2,000
Monthly repayment
$211.60
Product disclaimer
Terms, conditions and normal credit criteria apply. A platform fee minimum of $250 to a maximum of $1,450 will apply based on loans of $2,000 to a maximum of $200,000.
NEW
The Lending People
Credit Simple EXCLUSIVE
Credit Decisions in 60 Seconds
Personal Loans from $3,000. Our 100% online platform matches your profile with the right lender in under 60 seconds with rates from 8.95% p.a. Apply online today and go in the draw to WIN $50,000!
Interest rate
From 8.95% p.a.
Minimum loan amount
$3,000
Monthly repayment
$212.22
Product disclaimer
Monthly repayment calculation is based on $10,000 over a 5 year term at an example rate of 9.95% p.a. The actual interest rate offered will depend on your personal circumstances, the type of lending required and the security provided. Normal lending criteria, terms, conditions, and finance company establishment fees apply. Please refer to https://thelendingpeople.co.nz/promotions for promotional terms, and conditions.
Grabaloan
Credit Simple EXCLUSIVE
20% off the total interest on your Grabaloan
Grabaloan is an affordable personal loan that helps Kiwis even if their credit score is low. Interest rates start from 12.95% p.a.

Exclusive offer extended: Get 20% off the total interest paid on a 12 months term loan^. Terms & Conditions apply.
Interest rate
12.95% p.a.
Minimum loan amount
$1,000
Monthly repayment
$127.93 (or $29.39 weekly for a 12 months term)*
Product disclaimer
*The monthly repayment amount shown above is based on $10,000 over a 5 year term and is for comparison purposes only. Grabaloan’ s repayment frequency is weekly/fortnightly/monthly as an example the weekly repayment amount for a loan of $2000 over 12 months is approximately $52 at our maximum rate of 29.95%. ^Terms, conditions and eligibility criteria apply and available here.
NZCU South
Secured loan
Personal Loans available from 9.95% p.a.
Everyone has a goal that they are working towards. Whether it’s to consolidate debt, purchase a car, go on holiday or pay for your wedding, NZCU South can help make your wish come true. Apply online today.
Interest rate
9.95% p.a.
Minimum loan amount
$5,000
Monthly repayment
$212.22
Product disclaimer
Loans rates from 9.95% p.a. Important terms and conditions, including lending criteria, fees and charges apply.  Minimum loan value $5,000 for the 9.95% p.a. rate. Other rates available for loans $1,000 - $4,999.  Finance provided by Credit Union South, trading as NZCU South.
Loan Hub
Unsecured loan
The Hub for all your Personal Loan Requirements
We’re experts in personal lending; we’ve been doing this for over 10 years; we’re fast, fuss-free and friendly, and committed to lending to Kiwis on terms that are affordable for their current needs.
Interest rate
From 9.95% p.a.
Minimum loan amount
$3,000
Monthly repayment
$212
Product disclaimer
Monthly repayment calculation is based on $10,000 over a 5 year term at an example rate of 9.95% p.a. The actual interest rate charged to you will depend on your personal circumstances, the type of lending required and the security provided. Normal lending criteria, terms, conditions and fees apply, including an establishment fee of $276.
The Co-operative Bank
Personalised rates based on your credit history.
Need money for a holiday, new car, wedding venue or to get those home renovations underway?

Apply for a Co-operative Bank personal loan online today.
Interest rate
From 6.99% p.a.
Minimum loan amount
$3,000
Monthly repayment
$198.00
Product disclaimer
Interest rates are variable, and range from 6.99% p.a. to 19.5% p.a. the interest rate is based on factors such as the applicant’s credit bureau score, credit history, employment status and income. Repayment amount is calculated at 6.99% p.a. for a $10,000 loan amount over a term of five years. The Co-operative Bank Limited lending criteria and fees apply.
Finance Direct
Debt consolidation? A new car? Your dream holiday?
Whatever you’re dreaming, if you need a personal loan Finance Direct can help, with a quick and easy same day process.
Interest rate
From 9.95% p.a.
Minimum loan amount
$2,000
Monthly repayment
$227.82
Product disclaimer
Terms, conditions and normal credit criteria apply. Documentation fee minimum of $250 to a maximum of $1,450 will apply based on loans of $2,000 to a maximum of $500,000.

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