Personal Loan Offers

Compare various personal loan offers from various vendors. Choose the best personal loan with low interest rate that suit your needs and save time & money.

Interest rates and repayment amounts are supplied by the provider based on a $10,000 loan over a 5 year term.

12 results found
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Lending Crowd
Sponsored
Low-interest 6.69% loan? We’re interested in that!
A no-hassle loan from Lending Crowd means:

* Free Quote
* 100% online loan process
* No early repayment fees

Loans from 6.69% p.a. over 3 years
Interest rate
From 8.15%
Minimum loan amount
$2,000
Monthly repayment
From $210.00
Product disclaimer
Terms, conditions and normal credit criteria apply. A platform fee minimum of $250 to a maximum of $1,450 will apply based on loans of $2,000 to a maximum of $200,000. 6.69% interest rate applicable to 3-year loan terms.
Loan Spot
Sponsored
Personal finance for just about anything you need
Take control of your borrowing with a loan personalised to your needs. We specialise in helping Kiwis get the lending they need, fast and on flexible terms.
Interest rate
From 9.95% p.a.
Minimum loan amount
$3,000
Monthly repayment
$212
Product disclaimer
Monthly repayment calculation is based on $10,000 over a 5 year term at an example rate of 9.95% p.a. The actual interest rate charged to you will depend on your personal circumstances, the type of lending required and the security provided. Normal lending criteria, terms, conditions and fees apply, including an establishment fee of $276.
Harmoney
Sponsored
Borrow the smart way with Harmoney
Harmoney is NZ’s first licensed peer-to-peer lending marketplace. Apply when you want, where you want, and without any uncomfortable face-to-face meetings.
Interest rate
From 6.99% p.a.
Minimum loan amount
$2,000
Monthly repayment
$207.86
Product disclaimer
Subject to approval and funding. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
The Lending People
CreditSimple EXCLUSIVE
Fast 60 second Decisions & go in to win $50,000
Our 100% online platform matches your profile with the right lender in under 60 seconds with rates from 7.95% p.a. Apply online today and go in the draw to WIN $50,000!
Interest rate
From 7.95% p.a.
Minimum loan amount
$3,000
Monthly repayment
$203
Product disclaimer
Monthly repayment calculation is based on $10,000 over a 5 year term at an example rate of 7.95% p.a. The actual interest rate offered will depend on your personal circumstances, the type of lending required and the security provided. Normal lending criteria, terms, conditions, and finance company establishment fees apply. Please refer to https://thelendingpeople.co.nz/promotions for promotional terms, and conditions.
Grabaloan
CreditSimple EXCLUSIVE
Grabaloan's exclusive Quickdraw revolving credit
Grabaloan provides affordable personal loans that help Kiwis even if they may have had credit issues in the past.
Grabaloan's exclusive QuickDraw revolving credit account means flexibility and low weekly repayments and extra money when you need it. Interest rates start from 6.75% p.a. (exclusive Credit Simple offer)
Interest rate
From 6.75% p.a.
Minimum loan amount
Min. $1,000
Monthly repayment
$129.00
Product disclaimer
*The monthly repayment amount shown above is based on $1,000 over a 12 month term and is for comparison purposes only. Grabaloan's repayment frequency is weekly/fortnightly/monthly. As an example the weekly repayment amount for a loan of $1,000 over 12 months is approximately $30 per week at our maximum interest rate of 29.95% p.a. Terms and conditions and eligibility criteria apply, and available here.
The Co-operative Bank
Personalised rates based on your credit history.
Need money for a holiday, new car, wedding venue or to get those home renovations underway?

Apply for a Co-operative Bank personal loan online today.
Interest rate
From 6.99% p.a.
Minimum loan amount
$3,000
Monthly repayment
$198.00
Product disclaimer
Interest rates are variable, and range from 6.99% p.a. to 19.5% p.a. the interest rate is based on factors such as the applicant’s credit bureau score, credit history, employment status and income. Repayment amount is calculated at 6.99% p.a. for a $10,000 loan amount over a term of five years. The Co-operative Bank Limited lending criteria and fees apply.
Nectar
One of NZ's highest customer rated loan providers*
Whether it’s consolidating debt, emergency expenses or that well-earned holiday - Nectar is the smarter choice.
Interest rate
From 8.95% p.a. Fixed (unsecured)
Minimum loan amount
$1,000
Monthly repayment
$207
Product disclaimer
Monthly repayment amount is for reference purposes only; Nectar do not offer a 5 year term.

*Based on reviews conducted by Feefo, an independent Service Rating Agency.
^Subject to terms, restrictions, and eligibility requirements available at https://nectar.co.nz/privacy-policy/. Nectar’s repayment terms are from 6 month up to 3 years. Repayments can be made weekly, fortnightly or monthly depending on your pay cycle. Plus, you can repay your loan in full at any time to eliminate future interest payments; there's never a prepayment penalty or fee. Interest rates are based on your unique profile, and range between 8.95% and 29.95%. Nectar’s lending criteria apply. You pay a one-time establishment fee of $240.
NZCU South
Secured loan
Personal Loans available from 9.95% p.a.
Everyone has a goal that they are working towards. Whether it’s to consolidate debt, purchase a car, go on holiday or pay for your wedding, NZCU South can help make your wish come true. Apply online today.
Interest rate
9.95% p.a.
Minimum loan amount
$5,000
Monthly repayment
$212.22
Product disclaimer
Loans rates from 9.95% p.a. Important terms and conditions, including lending criteria, fees and charges apply.  Minimum loan value $5,000 for the 9.95% p.a. rate. Other rates available for loans $1,000 - $4,999.  Finance provided by Credit Union South, trading as NZCU South.
Loan Hub
Unsecured loan
The Hub for all your Personal Loan Requirements
We’re experts in personal lending; we’ve been doing this for over 10 years; we’re fast, fuss-free and friendly, and committed to lending to Kiwis on terms that are affordable for their current needs.
Interest rate
From 9.95% p.a.
Minimum loan amount
$3,000
Monthly repayment
$212
Product disclaimer
Monthly repayment calculation is based on $10,000 over a 5 year term at an example rate of 9.95% p.a. The actual interest rate charged to you will depend on your personal circumstances, the type of lending required and the security provided. Normal lending criteria, terms, conditions and fees apply, including an establishment fee of $276.
Personal Loans NZ
Unsecured loan
Responsible lending at a rate you can afford
Struggling to get finance with a credit rating below 600? We specialise in helping Kiwis get the lending they need on terms they can afford. Talk to our team about your goals today.
Interest rate
From 9.95% p.a.
Minimum loan amount
$3,000
Monthly repayment
$212
Product disclaimer
Monthly repayment calculation is based on $10,000 over a 5 year term at an example rate of 9.95% p.a. The actual interest rate charged to you will depend on your personal circumstances, the type of lending required and the security provided. Normal lending criteria, terms, conditions and fees apply, including an establishment fee of $276.
MoveSMART
Easy finance for your bond, advance rent and moving costs
Borrow up to $4,500 to make moving simple! 60 second decisions, no early settlement fees, and no minimum term from 16.99% p.a.
Interest rate
From 16.99% p.a.
Minimum loan amount
$1,000
Monthly repayment
$248.00
Product disclaimer
Monthly repayment calculation is based on $1,000 over a 3 year term at an example rate of 16.99% p.a. The actual interest rate offered will depend on your personal circumstances. Normal lending criteria, terms, and conditions apply. Require confirmation of new rental property before loan can be drawn down.
Finance Direct
Debt consolidation? A new car? Your dream holiday?
Whatever you’re dreaming, if you need a personal loan Finance Direct can help, with a quick and easy same day process.
Interest rate
From 9.95% p.a.
Minimum loan amount
$2,000
Monthly repayment
$227.82
Product disclaimer
Terms, conditions and normal credit criteria apply. Documentation fee minimum of $250 to a maximum of $1,450 will apply based on loans of $2,000 to a maximum of $500,000.

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