Credit Simple doesn’t provide personalised financial, legal or tax advice. We filter content and offers based on your credit score, but we don’t consider your financial situation (income, expenses, life needs) or personal objectives.

We keep Credit Simple free by being paid if your application’s successful, and sometimes to display offers.

We aren’t an agent for offer providers.  The offer provider (not us) will assess your application and decide whether or not to approve it.  If there’s an issue with a good or service, you’ll have to contact the offer provider.

We can’t guarantee you will be approved for any advertised offer, and we don’t show you all offers available to you in the NZ market.

Your credit score and comparisons against others’ scores will change over time, and those comparisons are made against only part (not all) of the NZ population.

For further information, please refer to our Terms of Use and Privacy Policy.