Money Simple

Track your spending in one handy location

About Money Simple

Money Simple helps you see where your money’s coming from and where it’s going, and helps you work out how to get the most out of what you have.

That’s what we do at Credit Simple – help you to lead your best financial life.

See where your money goes, and identify strategies that can help make your money work harder for you.

Money Simple is brought to you in conjunction with Proviso. Proviso’s proprietary technology retrieves data from leading financial institutions and is independently tested and audited by external security experts.

Money Simple is streamlined, free and easy to use. You can use Money Simple on your desktop, laptop, tablet or phone on the go.

How to get started

Getting started is nice and simple – just tell us the institutions you want to connect to, add your details, choose your accounts, and in a few minutes or so our engine will put together your personalised Money Simple spending tracker.

Select your banks

Select your institutions

Add any New Zealand institution - as many as you want.

Add your credentials

Add your credentials

Data is encrypted using industry best practices.

Choose your accounts

Choose your accounts

See all your accounts in one place.

See your spend

See your spend

Track your spending and see where your money goes each month.

Amazing features

The more you know about what your spending and how much you have the more control you have of your financial life.

  • Use Money Simple on your desktop or device on the go.
  • See your transaction data daily.
  • Customise your spending breakdown based on our handy filters.
  • Learn some interesting facts about spending.

Frequently asked questions

Money Simple lets you see where your money goes, and identify strategies that can help you make your money work harder for you. Money Simple is streamlined and easy to understand.

Money Simple is brought to you in conjunction with Proviso. Proviso’s proprietary technology retrieves data from leading financial institutions. By signing up to Money Simple you authorise Credit Simple and Proviso to retrieve information available from your chosen financial institutions, using the credentials you provide.

View all FAQs here.

With Credit Simple you can check your credit score instantly, online and free.

It only takes a minute to sign up with Credit Simple to see your credit score and key credit information.

You don’t need a credit card to sign up, and it’s free – now and forever.

Plus, you’ll be able to see offers, deals and insights based on your profile. You’ll also be able to keep tabs on some of your credit information and get alerts when it changes.

Best of all, you’ll be able to track your spending with Money Simple.